Solutions>

Top quality products are the foundation of a superior labor benefits package. We offer consultation on products to meet the needs and objectives of your members in the following benefit categories:

Group Coverage:

We are committed to providing innovative solutions and expertise to meet your specific needs in the area of healthcare, pharmacy, dental, life, disability, and long term care. Additionally, we make it a priority to stay abreast of progressive market trends to ensure we have the best and most affordable coverage available.

Our national distribution network empowers us to leverage size and scale, resulting in the ability to offer creative strategies, product solutions, and technology resources unparalleled in the industry:

  • Life Insurance
  • Disability Coverage
  • Health Insurance Benefits
  • Stop Loss Coverage
  • Dental Plans
  • Prescription Plans
  • Trustee and Fiduciary Liability Coverage

Voluntary Coverage:

Voluntary benefit programs allow welfare funds to both complement and supplement their core offerings at no additional expense, while employees gain the benefit of access to a broad range of health product options that they can elect to purchase for themselves or their families.

  • Individual Life Insurance
  • Individual Disability Coverage
  • Supplemental Health Insurance (GAP)
  • Medicare Supplement
  • Critical Illness Insurance
  • Accident Insurance
  • Long Term Care
  • Pension Maximization
  • Auto/Home Discount Programs

Benefits Consultation

We provide you with a comprehensive array of services, including voluntary member benefit consultation, design, communication, enrollment, and administration to help design a voluntary benefits package that works for you and your members.

Commercial Insurance

UBP provides specialized insurance products and services for your commercial coverage. Our creative, cost effective solutions are tailored to our clients' insurance and risk management needs. Our commitment in the commercial coverage is driven by maintaining a standard of service and excellence and by building long-term relationships of mutual trust. Our business insurance areas include:

  • Business Property & Casualty
  • Professional Liability & Medical Malpractice
  • General Liability
  • Umbrella Coverage
  • Trustee and Fiduciary Liability Coverage
  • Union Liability Insurance
  • Workers Compensation

Other Resources:

Rather than a “cookie cutter” approach, UBP is able to engage resources that are ideally suited to your particular situation. Over the past several years, we've developed outstanding relationships with a number of partners that are able to bring unique talents and resources to our clients, including:

  • Union Administrators, Inc. is a group plan administrator specializing in the labor community.  They offer third party administration for self-insured plans that include eligibility review, managed care, liaison to leased PPO’s, claims review, HIPAA compliance, review and consult on plan benefits & changes, and personalized customer service.
  • UBP has a long-standing relationship with a senior labor and benefits attorney who is a former General Counsel to two pharmaceutical benefit management companies (PBMs) and a specialty insurance company providing prescription drug benefit coverage. His experience incudes ANDA litigation, compliance programs and activities, licensing and regulatory matters, managed care, and network & manufacturer contracts.
  • When appropriate, we have engaged actuarial firms on behalf of our clients to provide reserve calculations, valuations, and other services that require actuarial certification.
  • We have retained an information technologies firm that provides a suite of technology consulting services to businesses specializing in analyzing existing infrastructure and providing cost effective recommendations. This may include consolidated and single source billing and other payroll deduction management solutions.
  • A long-term partnership with Market Diligence Group, a marketing strategy and design firm offering our clients as-needed assistance with research, strategy development, design & graphics support.
  • We also have long relationships with several of the largest healthcare administrators.